USHEALTH Group is a company that gives doctors and healthcare providers a place to get services for their patients, through physician owned companies with a true focus on providing quality health care.
The company, through its subsidiaries, sells individual health plans and supplemental benefit plans to self-employed people and small businesses throughout the country. They also offer fixed indemnity medical insurance and dental plans. They have a specialized insurance that cover for periods of critical illnesses. They have programs that accident and income protection options as well. Their term insurance is renewable and convertible.
US HEALTH sells its products through agents. The company was formally called Ascent Assurance. They changed their name to US HEALTH in 2005.
One of the special features they offer is the Optional Guaranteed Short Term Insurability Rider. This gives you a one-time right to add the PremierMed Short Term Medical-Surgical Expense without any additional underwriting. This will save you money until you need the extra coverage. These plans pay in addition to the main coverage you have. They pay first dollar expenses.
Essential Health Benefit Plans
US HEALTH also offers Essential Health Benefit Plans (EHB). They offer coverage for 10 categories of coverage required under the Affordable Care Act (ACA). It can only be acquired during the ACA open enrollment times.
There are certain levels of coverage which include:
- Bronze Level Coverage is available in Alabama, Arkansas, Arizona, Colorado, Delaware, Florida, Iowa, Illinois, Georgia, Indiana, Kansas, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nevada, Nebraska, Ohio, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Wyoming and West Virginia.
- The Silver Level is offered in Colorado and Nevada.
- The Gold and Platinum Plans are not available anywhere.
These plans will not be eligible for subsidies from the Government.
US HEALTH is located in Fort Worth, Texas. The company offers a variety of insurance plans through its subsidiaries, the Freedom Life Insurance Company of America and the National Foundation Life Insurance Company. The medical services are offered through a number of different providers. They offer plans for every budget, from first dollar coverage to a other more affordable options. The company offers a way to design a plan to fit individual needs.